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Seguros Lara Insurance

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At Seguros Lara Insurance, we are committed to providing our clients with the information they need to make informed decisions about their healthcare coverage. We understand that navigating the many different options available can be overwhelming, so we will take the time to fully understand your unique needs and recommend customized plans that best fit your individual situation. So if you’re looking for impartial guidance and support in choosing the right health insurance plan, look no further than Seguros Lara Insurance. We’ll help you find the best insurance for the best price.

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We Have The Best Life Insurance In Taylors, SC

A life insurance policy provides a death benefit to your beneficiaries in the event of your death. You can choose to receive a lump sum or receive periodic interest payments. Generally, death benefits are tax-free. However, the amount of tax you owe may be higher if you choose to receive periodic interest payments. Before you decide which payment option to choose, consult an insurance agent.

The most common reason to purchase life insurance is to protect your family financially. Most policies allow you to designate a spouse as the primary beneficiary since common property laws require that married people name each other as primary beneficiaries. However, underage children are typically not named as beneficiaries, and trust may need to be established to manage their inheritance. To make sure your beneficiaries receive the death benefit, you should understand the rules for beneficiaries.

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Protect You & Your Family Financially

Beneficiaries are required to provide a copy of the policy and a death certificate. Certified death certificates can be obtained through the county, municipality, hospital, or nursing home. If the policy was owned by a trust, the beneficiary may need to provide a copy of the trust document. The trust document should clearly indicate who is the owner of the policy. If your spouse does not approve of the designation, you will need to get their written consent.

Life insurance policies are often paid out in a lump sum or through annuity payments. The process for claiming a death benefit is easy, and it can take two weeks or two months. If everything goes smoothly, you’ll get the money you’ve been waiting for, in a matter of days. However, under certain circumstances, the process can take much longer. If you’re in need of a life insurance plan, contact Seguros Lara Insurance. We’ll help you find the right plan that suits your needs.

ARE YOU FRUSTRATED WITH YOUR HEALTH INSURANCE? LET US HELP YOU. WE’LL DO IT FOR FREE.

Seguros Lara Insurance
62 St. Mark Road
Taylors, SC 29687
(864) 354-6670

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Seguros Lara Insurance is the DBA of Run the Race LLC and is authorized to write health insurance plans in South Carolina

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