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LARA INSURANCE
Life Insurance
LARA INSURANCE
nEED lIFE inSURANCE?
Need Life Insurance? We can help you find the right policy to ensure that you and your family are financially protected from unexpected death. Take the first step and let us help you know your family’s future is secure by contacting us to begin the process.
How does life insurance work?
There are many other variables to consider but when you call our office at 864-354-6670, we will be happy to discuss which category of insurance is most suitable for you and which insurance carrier can provide you with the strongest benefits.
Life insurance can be broadly structured within two categories: term life insurance and whole life
insurance.
Term life insurance has defined time periods for each policy (such as 10, 25 or 30 years) and tends to be more affordable. If the policyholder dies during the period their policy is in force, their beneficiary will receive a lump sum. This payout can be used however the beneficiary desires – to pay for funeral costs, cover their loss of income, pay off the mortgage or set aside money for future use.
Whole life, or permanent insurance, remains active throughout the life of the policyholder and, unlike term life, accrues equity within the policy. This form of life insurance tends to be more expensive because of the increasing monetary value within the policy and its permanent nature.
How much will you save?
Let our team of insurance experts help you find the best plan at the best price.
ARE YOU FRUSTRATED WITH YOUR HEALTH INSURANCE? LET US HELP YOU. WE’LL DO IT FOR FREE.
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